Coastal Bay
Gulf · Panama City Beach, Magnolia Beach
NWS TAE did not include this zone in its current Surf Zone Forecast. Offices commonly drop zones outside the local swim season rather than issue a blank one.

Live from the National Weather Service Surf Zone Forecast, reproduced as issued for 16 forecast zones across Florida.
No rip current risk category published for Florida right nowSixteen surf zone forecast zones issued by six different NWS offices cover Florida, and in late August the Panhandle carried a Moderate rip current risk while South Florida sat at Low with surf around a foot on both coasts.
Every value below is reproduced from the National Weather Service Surf Zone Forecast exactly as the issuing office wrote it. On a life-safety product the official category is the answer, and the zone you are standing in is the one that matters, so zones are never blended into a state figure. Florida is covered by 16 forecast zones, issued by JAX, MFL, MLB, MOB, TAE, TBW.
Flags are a separate system. The Florida Beach Warning Flag Program uses green for low hazard and calm conditions, yellow for medium hazard with moderate surf or currents, red for high hazard, double red for water closed to the public, and purple for dangerous marine life. Those flags are raised and lowered by local beach patrols and communities, not by the National Weather Service.
Gulf · Panama City Beach, Magnolia Beach
NWS TAE did not include this zone in its current Surf Zone Forecast. Offices commonly drop zones outside the local swim season rather than issue a blank one.
Atlantic · Fort Lauderdale
NWS MFL did not include this zone in its current Surf Zone Forecast. Offices commonly drop zones outside the local swim season rather than issue a blank one.
Gulf · Manasota Key, Palm Island, Captiva, Sanibel
NWS TBW did not include this zone in its current Surf Zone Forecast. Offices commonly drop zones outside the local swim season rather than issue a blank one.
Gulf · Naples, Marco Island
NWS MFL did not include this zone in its current Surf Zone Forecast. Offices commonly drop zones outside the local swim season rather than issue a blank one.
Gulf · Apalachicola
NWS TAE did not include this zone in its current Surf Zone Forecast. Offices commonly drop zones outside the local swim season rather than issue a blank one.
Gulf · Saint Joe Beach
NWS TAE did not include this zone in its current Surf Zone Forecast. Offices commonly drop zones outside the local swim season rather than issue a blank one.
Atlantic · Vero Beach, Cocoa Beach, Satellite Beach, Melbourne Beach
NWS MLB did not include this zone in its current Surf Zone Forecast. Offices commonly drop zones outside the local swim season rather than issue a blank one.
Gulf · Cedar Key, Yankeetown, Crystal River, Homosassa
NWS TBW did not include this zone in its current Surf Zone Forecast. Offices commonly drop zones outside the local swim season rather than issue a blank one.
Atlantic · Miami
NWS MFL did not include this zone in its current Surf Zone Forecast. Offices commonly drop zones outside the local swim season rather than issue a blank one.
Atlantic · Palm Beach
NWS MFL did not include this zone in its current Surf Zone Forecast. Offices commonly drop zones outside the local swim season rather than issue a blank one.
Atlantic · Fort Pierce Inlet, Jensen Beach, St Lucie Inlet, Hobe Sound
NWS MLB did not include this zone in its current Surf Zone Forecast. Offices commonly drop zones outside the local swim season rather than issue a blank one.
Atlantic · Ormond Beach, Daytona Beach, New Smyrna Beach, Canaveral National Seashore
NWS MLB did not include this zone in its current Surf Zone Forecast. Offices commonly drop zones outside the local swim season rather than issue a blank one.
Gulf · Pensacola Beach, Gulf Breeze, Navarre Beach, Fort Walton Beach
NWS MOB did not include this zone in its current Surf Zone Forecast. Offices commonly drop zones outside the local swim season rather than issue a blank one.
Atlantic · Yulee, Fernandina Beach, Jacksonville Beach, Palm Coast
NWS JAX did not include this zone in its current Surf Zone Forecast. Offices commonly drop zones outside the local swim season rather than issue a blank one.
Gulf · Clearwater Beach, Saint Pete Beach, Bradenton Beach, Longboat Key
NWS TBW did not include this zone in its current Surf Zone Forecast. Offices commonly drop zones outside the local swim season rather than issue a blank one.
Gulf · Sandestin, Santa Rosa Beach, Turquoise Beach
NWS TAE did not include this zone in its current Surf Zone Forecast. Offices commonly drop zones outside the local swim season rather than issue a blank one.
These are the three NWS products that mean the beach itself is dangerous today. A Rip Current Statement covers rip currents only; a Beach Hazards Statement covers everything else, and is what the Great Lakes and West Coast offices lean on; a High Surf Advisory or Warning is the criteria based surf product.
Checking active NWS beach hazard products…
Every NWS forecast zone in Florida, coloured by the category its office published today. Zones with a hazard product in effect are ringed in purple. Zones stay grey where the office publishes no category at all.
Florida NWS Surf Zone Forecast zones. Each dot is the centre of one NWS forecast zone, not a beach. Categories are reproduced from the issuing office and are not recomputed here. Some offices, including San Francisco, Eureka, Portland and Honolulu, publish a Surf Zone Forecast with no risk category at all, and those zones stay grey no matter the conditions. All states →
NWS forecasts the surf zone by county-sized areas, not by beach, so the first useful question is which zone you are in. Enter a ZIP and this snaps to the nearest Florida zone and pulls its current forecast.
The ocean scale has three steps, and the most important sentence in it is inside the Low step: life threatening rip currents often occur near groins, jetties, reefs and piers even when the category reads Low. Structural rips sit in a fixed spot and run in small surf.
The risk for rip currents is low, however, life threatening rip currents often occur in the vicinity of groins, jetties, reefs, and piers.
Life threatening rip currents are possible in the surf zone.
Life threatening rip currents are likely in the surf zone.
Verbatim from NWS Instruction 10-320, June 5 2025, section 2.6.1.
Large waves and dangerous currents are not expected, however dangerous currents may exist at any time near piers, breakwalls, and river outlets.
Breaking waves and currents are expected.
Life threatening waves and currents are expected.
Verbatim from NWS Instruction 10-320, June 5 2025, section 2.7.1. Shown so the two are not confused: they are separate scales.

NWS explains the mechanism two ways. Channel rips form where waves break unevenly along the shore: water piles up where they break hardest, runs sideways to where it breaks least, then turns and flows back out through a gap in the sandbar. Those channels can sit in one place for weeks. Structural rips, which NWS also calls boundary, topographic, permanent or headland rips, form beside groins, jetties, piers, headlands and reef outcrops, are fixed in location, and can run even in small surf.
Nearly every Florida beach town sits beside an inlet or a pass. On the Atlantic side that means Ponce Inlet at New Smyrna Beach, Sebastian Inlet, Port Canaveral, Fort Pierce Inlet and the jettied St Augustine and St Johns River entrances. On the Gulf side it means Venice Inlet, Blind Pass, Johns Pass and the pass at the east end of Panama City Beach, plus a long list of fishing piers that NWS explicitly names as rip current locations even on Low risk days.

Duval County, Nassau to St Johns zone. Big open Atlantic beach immediately south of the jettied St Johns River entrance.
Volusia County, Coastal Volusia zone. Sits at Ponce Inlet, a real inlet with jetties, and is one of the busiest surf and swim beaches in the state.
Brevard County, Coastal Brevard zone. Bounded by Port Canaveral to the north, with a long pier and steady day trip crowds.
Bay County, Coastal Bay zone. Shallow Gulf beach where NWS Tallahassee frequently carries Moderate rip risk despite surf around a foot, and where entering the water under double red flags is a citable offense.
Escambia County, Escambia to Okaloosa zone. Escambia County staffs lifeguards and posts flags here, and Gulf Islands National Seashore land runs off both ends.
Pinellas County, Pinellas to Sarasota zone. Very calm looking Gulf beach with surf commonly listed at a foot or less, near passes that concentrate flow.
Every zone NWS forecasts in Florida, with the beaches it names: Coastal Bay; Coastal Broward; Coastal Charlotte-Coastal Lee; Coastal Collier; Coastal Franklin; Coastal Gulf; Coastal Indian River-Mainland Southern Brevard / Southern Brevard Barrier Islands; Coastal Levy-Coastal Citrus-Coastal Hernando-Coastal Pasco; Coastal Miami-Dade; Coastal Palm Beach; Coastal Saint Lucie-Coastal Martin; Coastal Volusia-Mainland Northern Brevard / Northern Brevard Barrier Islands; Escambia Coastal-Santa Rosa Coastal-Okaloosa Coastal; Nassau-Duval-Flagler-St. Johns; Pinellas-Coastal Hillsborough-Coastal Manatee-Coastal Sarasota; South Walton.
Florida has no real off season for swimming, which means rip current risk matters in February as much as in July and the shoulder months are precisely when people are least likely to check.
Coverage is extremely uneven across the state. Volusia County Beach Safety runs staffed towers plus four lifeguard stations and posts a daily beach flag warning at its base towers, every county beachfront park, all beach approaches and in its mobile app. Escambia County staffs lifeguards and posts flags at Pensacola Beach, and Gulf Islands National Seashore says lifeguards may be on duty at Opal Beach, Langdon Beach and Johnson Beach from mid May through August. Long stretches of the Panhandle, the Big Bend and the barrier islands between towns fly flags but have nobody in a tower.
The United States Lifesaving Association puts the chance of fatally drowning at a beach protected by USLA affiliated lifeguards at 1 in 18 million, based on the last ten years of reports from its affiliated agencies. USLA also reports that rip currents account for over 80 percent of rescues performed by surf beach lifeguards. Both figures are about guarded beaches; neither says anything about the unguarded stretch a mile down the sand.
Florida water in late summer runs from the lower 80s off Brevard to the lower 90s off Miami-Dade and Collier, which means comfort is never the thing that gets a swimmer out of the water in time.

This follows the National Weather Service wording, in the order NWS uses it. That order has changed over the years and the current version does not lead with “swim parallel”. It leads with not fighting the water.
Wording follows the National Weather Service pages Before You Go in the Water and Dangerous Currents, read on August 23, 2026.

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Rip current risk, swim risk, surf height, water temperature and tide values on this page are read live in your browser from the National Weather Service Surf Zone Forecast at api.weather.gov and reproduced as issued, attributed to the issuing office with its issuance time. NWS is the authority, and every value is reproduced as issued. Category definitions are quoted from NWS Instruction 10-320 (June 5, 2025). Season windows, lifeguard coverage and local context are researched and are climatological typicals rather than forecasts. National picture: live rip current risk across the country →
Hero image: “Crystal Pier in Wrightsville Beach (January 2023) 5” by DiscoA340, CC BY-SA 4.0