What New York State Energy Research and Development Authority pays, the condition attached to each figure, who qualifies, who may do the work, and the page to apply on.
New York is taking applications now, through EmPower+, run by New York State Energy Research and Development Authority. The largest heat pump figure it prints is $10,000. It is one of only 13 states out of 50 where a homeowner can apply today.
Start the application at New York State Energy Research and Development Authority EmPower+, NYSERDA
Read September 23, 2026.
Each figure carries the condition New York State Energy Research and Development Authority attached to it, and the condition is the half that decides whether the figure applies to a particular house. Where the office wrote a sentence beside the number, that sentence is reproduced whole and linked to the page it was read from, because a paraphrase of an eligibility rule is a different statement than the rule.
capped at $12,000 per project for upstate customers and $14,000 per project for downstate customers
Applies low income, single family, no cost improvements.
Low-income, single-family households are eligible for no-cost energy efficiency improvements capped at $12,000 per project for upstate customers and $14,000 per project for downstate customers.New York State Energy Research and Development Authority, read September 23, 2026. Read it at the source
50% of the cost of the energy efficiency improvements capped at $6,000 per project for upstate customers and $7,000 for downstate customers
Applies moderate income, single family.
Moderate-income single-family households are eligible for an incentive covering 50% of the cost of the energy efficiency improvements capped at $6,000 per project for upstate customers and $7,000 for downstate customers.New York State Energy Research and Development Authority, read September 23, 2026. Read it at the source
$10,000
Applies through the Sustainable Futures Program, on top of the EmPower+ project cap.
New York has made additional funding available through the Sustainable Futures Program (SFP). SFP funding is available in addition to the EmPower+ low-and moderate-income project caps listed above. The maximum incentive levels and eligible energy efficiency improvements are as follows: Heat Pump Water Heater: $ 5,000 Air Source Heat Pump: $10,000 Ground Source Heat Pump: $10,000 Panel Box: $5,000 Electrical Wiring Upgrade: $2,500New York State Energy Research and Development Authority, read September 23, 2026. Read it at the source
$10,000
Applies through the Sustainable Futures Program, on top of the EmPower+ project cap.
Ground Source Heat Pump: $10,000New York State Energy Research and Development Authority, read September 23, 2026. Read it at the source
$5,000
Applies through the Sustainable Futures Program, on top of the EmPower+ project cap.
Heat Pump Water Heater: $ 5,000New York State Energy Research and Development Authority, read September 23, 2026. Read it at the source
$5,000
Applies through the Sustainable Futures Program.
Panel Box: $5,000New York State Energy Research and Development Authority, read September 23, 2026. Read it at the source
$2,500
Applies through the Sustainable Futures Program.
Electrical Wiring Upgrade: $2,500New York State Energy Research and Development Authority, read September 23, 2026. Read it at the source
$1,600
Applies federal Home Electrification and Appliance Rebate money delivered through EmPower+, covering air sealing, insulation and ventilation together.
Eligibility for the HEAR incentive is based on the combination of energy efficiency improvements proposed by the contractor. The maximum incentive limits are as follows: Air sealing, insulation, and ventilation: $1,600New York State Energy Research and Development Authority, read September 23, 2026. Read it at the source
Income and the contractor list are where the largest number of applications stop, and both are usually discovered late. Nationally 34 states publish an income rule and 28 of those tier the award by it, meaning income decides how much is paid rather than only whether anything is; 23 require the work to go through a contractor the programme has approved, which generally excludes work a homeowner does themselves.
Income decides the size of the award in New York, or whether there is one at all. The programme is for low and moderate income households only, and the amount depends on which of the two bands the household falls in.
EmPower+ incentives are based on household income eligibility and the types of energy efficiency improvements included in a project.New York State Energy Research and Development Authority, read September 23, 2026. Read it at the source
The work has to go through a contractor the programme has approved. the assessment and the work are done by a contractor taking part in the programme
No-cost direct install improvements identified during the assessment can be installed by participating program contractors.New York State Energy Research and Development Authority, read September 23, 2026. Read it at the source
A utility programme is a different thing from a state one, with its own rules, its own contractor list and its own deadline, and in a handful of states it is worth more than the state programme it stands in for. 31 state offices publish a route like this, and on most of those pages it sits well below the announcement that brought the reader there.
A New York household above the EmPower+ income bands is sent to NYS Clean Heat, the statewide heat pump rebate delivered by the seven sponsoring utilities, where the rebate is looked up by home address and claimed through a participating contractor.
New York State and energy companies are offering rebates to lower your upfront costs when installing a heat pump or heat pump water heater.New York State Energy Research and Development Authority, read September 23, 2026. Read it at the source
These are two separate programmes and conflating them is the commonest error on pages about this. A New York rebate is money off the job, applied for through New York State Energy Research and Development Authority under its own rules. The federal credit is money off a tax bill, claimed when filing, with no application and no approval step. Different timing, different paperwork, and qualifying for one says nothing about qualifying for the other.
New York State Energy Research and Development Authority is one of only 10 state offices that address on its own pages whether the two can be claimed together. Its sentence is below, exactly as written, because whether two kinds of money can be combined on one job is a tax question and the office’s own wording is the only safe answer to it.
NYS Clean Heat rebates can be combined with federal tax credits included in the Inflation Reduction Act.New York State Energy Research and Development Authority, read September 23, 2026. Read it at the source
New York is in the smaller group. 13 of the fifty states are taking applications from homeowners, against 31 that have announced a programme and never opened it and 6 in some other state of suspension. An open programme can close: at least one state has reserved its funding, shut, and reopened more than once inside two years.
Across the country 155 separate dollar figures are printed and 21 states print none at all. The spread has little to do with climate: it tracks how each state chose to divide a federal allocation between a small number of large whole home awards and a large number of small per appliance ones.
New York read September 23, 2026 from New York State Energy Research and Development Authority’s own pages, linked beside every figure and every rule. A programme can open, reserve its funding and stop taking applications inside a single season, so the office page linked above is what governs on the day. Every state is on the home energy rebates hub.